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"Dominic is very bright, very articulate and very good natured," says Avril, who adopted the little boy shortly after becoming his emergency foster mother. Today, a month before his eighth birthday, Dominic is still little taller than the table in the garden of the Heads' home, near Croydon, Surrey. He is a solemn but talkative…

From a risk perspective, this is a propagation of credit rather than a straightforward payment failure. Essentially, the bank is fronting the money and charging for the privilege. In that sense, it's a misnomer; it's not a typical credit or debit card chargeback but something entirely different. ✝ To check the rates and terms you…

The availability of high-quality treatment facilities in Arizona provides hope for those seeking to overcome addiction. Due to the escalating numbers of substance abuse cases, the state constantly works to beat the significant challenges related to substance abuse. Arizona is one of those states that has implemented policies to offer several options to make rehab…